Terms of Service

2) Eligibility & Accounts

• You must be at least the age of majority in your place of residence and legally able to enter a contract.
• You are responsible for maintaining the confidentiality of your credentials and for all activity under your account.

3) Intellectual Property

All content and materials in the Services—including text, images, logos, designs, videos, software, and trademarks—are owned by Captainspeak or its licensors and protected by intellectual property laws worldwide.

4) License & Acceptable Use

We grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Services for your personal, non-commercial use or as otherwise expressly permitted.

Restrictions

• No copying, modifying, distributing, or derivative works without prior written consent (except as permitted by law).
• No reverse engineering or attempting to access source code except as allowed by law.
• No interference with security, integrity, availability, or performance of the Services.
• No use that infringes third-party rights or violates applicable law.

5) User Content

If you submit content, you represent that you have all necessary rights and that it does not violate any law or third-party right. You grant Captainspeak a worldwide, non-exclusive, royalty-free license to host, store, reproduce, display, perform, and distribute such content solely for operating and improving the Services.

We may remove content that violates these Terms or the law.

6) Privacy & Compliance

Your use of the Services is subject to our Privacy Policy, which explains how we collect and process personal information and provides mechanisms required by the GDPR and CCPA/CPRA (including rights to access, deletion/correction, and opt-out of “sale”/“sharing”).

7) Third-Party Links & Services

The Services may include links to third-party websites or services. We do not endorse and are not responsible for third-party content, policies, or practices.

8) Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

9) Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CAPTAINSPEAK AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND PARTNERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF DATA, PROFITS, REVENUE, OR BUSINESS, ARISING FROM OR RELATED TO YOUR USE OF THE SERVICES.

OUR TOTAL LIABILITY FOR ANY CLAIMS RELATING TO THE SERVICES WILL NOT EXCEED THE AMOUNTS YOU PAID US (IF ANY) FOR THE SERVICES IN THE 12 MONTHS PRECEDING THE CLAIM.

Some jurisdictions do not allow certain limitations; where prohibited, those limitations do not apply to you.

10) Indemnification

You agree to defend, indemnify, and hold harmless Captainspeak from any claims, liabilities, damages, losses, and expenses (including legal fees) arising out of or related to your violation of these Terms or misuse of the Services.

11) Suspension & Termination

We may suspend or terminate access to the Services at any time, with or without notice, for any reason including violation of these Terms, suspected fraud, or risk to the Services.

12) Governing Law; Consumer Rights

These Terms are governed by the laws of [Insert Governing State/Country], without regard to conflict-of-laws rules. Nothing in these Terms limits mandatory consumer protections in your place of residence (e.g., EEA/UK, California).

Dispute Resolution (optional): Insert your preferred dispute resolution clause here (e.g., venue, arbitration, class action waiver) in compliance with applicable law.

13) Changes to the Services

We may modify or discontinue all or part of the Services at any time. Where required by law, we will provide notice of material changes.